One Of Britain's Scroungers

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26th December 2013

A single mother-of-two who lives on benefits used payouts from eight payday loan companies so her children could have a special Christmas.


Unemployed Katie McGill borrowed £1,690 from the controversial firms and will have start paying back £3,000 from January 2.


The 28-year-old from Devizes, Wiltshire, took out the loans of between £80 and £380 to buy 'hundreds' of presents for her children, but now fears she will not be able to provide for them when she tries to cover the repayments.

She bought a bike, a TV and a DVD player for both Mya-Renee, three, and Calvin, eight, and took them for a meal.

The jobless mother said: 'There were hundreds of presents under the tree. Their gran passed away this year so it was nice to be able to treat them.

'They got loads of computer games for their Xbox, they got a new TV and DVD player each, new bikes and loads more.'

She will try and make the repayments with the £70 a week she has leftover after she has covered other bills.


But she is worried she will be unable to buy basic necessities for her children and has blamed Wonga for getting her into 'one big, messy, circle'.


'When I start paying back the loans I won't be able to pay the bills or buy food and drink and basic necessities.


'Then I'll start taking out more loans and it will just be one big, messy, circle.'



A spokesman for Wonga said it is not possible to take out multiple Wonga loans at once - you have to pay off a Wonga loan in full before being eligible to take out another.


Read more: http://www.dailymail.co.uk/news/article-2529393/Unemployed-mother-two-borrows-1-700-EIGHT-payday-loan-companies-buy-hundreds-Christmas-presents-children-says-pay-back.html#ixzz2oaX7t9mL

What I referred to in previous post:

Benefits to end Saturday for long-term jobless

http://www.washingtonpost.com/business/economy/benefits-to-end-saturday-for-long-term-jobless/2013/12/25/b64668b6-6cb0-11e3-b405-7e360f7e9fd2_story.html

Loki wrote:

Joy Division wrote:

..and I agreed some are irresponsible Didge, bit most of us at some point in our lives have behaved irresponsibly Didge, so it's not ok to make mistakes then?...

But all you talk about are these 11 million or so people who have debts Didge, that is not the sole reason why this country is in such a mess, try looking at the government for a lot of the blame, plunging poor people further into poverty with theses OTT austerity measures.

But you can't just blame this country's government.  The US hasn't embraced austerity, and now they're scrapping assistance totally for the long term unemployed in the next few weeks.  I'll check the details and post them here.  This is what happens when you let debt spiral out of control.  Surely it's better to have a bit less than to have nothing at all!  

But it's the whole system that's wrong.  It needs a semi-global people's revolt.  Take over the banks and wipe out all debt.  Look to the Iceland model.

I don;t discount the Government not helping matters or did I say all those in debt would be down to solely themselves, that is not what I asked you now is it Loki, you are avoiding my point on knowing people where many live beyond their means.

I would be interested to know your honest opinion on the matter

PhilDidge wrote:

Loki wrote:
But you can't just blame this country's government.  The US hasn't embraced austerity, and now they're scrapping assistance totally for the long term unemployed in the next few weeks.  I'll check the details and post them here.  This is what happens when you let debt spiral out of control.  Surely it's better to have a bit less than to have nothing at all!  

But it's the whole system that's wrong.  It needs a semi-global people's revolt.  Take over the banks and wipe out all debt.  Look to the Iceland model.

I don;t discount the Government not helping matters or did I say all those in debt would be down to solely themselves, that is not what I asked you now is it Loki, you are avoiding my point on knowing people where many live beyond their means.

I would be interested to know your honest opinion on the matter

Well excuse me man, I was replying to Joy Division, not you.

Loki wrote:

PhilDidge wrote:

I don;t discount the Government not helping matters or did I say all those in debt would be down to solely themselves, that is not what I asked you now is it Loki, you are avoiding my point on knowing people where many live beyond their means.

I would be interested to know your honest opinion on the matter

Well excuse me man, I was replying to Joy Division, not you.

Yes and I am asking you a question you want to avoid it seems, no problem!

Loki wrote:

PhilDidge wrote:

I don;t discount the Government not helping matters or did I say all those in debt would be down to solely themselves, that is not what I asked you now is it Loki, you are avoiding my point on knowing people where many live beyond their means.

I would be interested to know your honest opinion on the matter

Well excuse me man, I was replying to Joy Division, not you.

He isn't worth replying to at all over this issue.

He's like a broken record just repeating the same old bile over and over, really boring, i just skip past the majority of his posts.

Catman wrote:

Loki wrote:
Well excuse me man, I was replying to Joy Division, not you.

He isn't worth replying to at all over this issue.

He's like a broken record just repeating the same old bile over and over, really boring, i just skip past the majority of his posts.

Brilliant counter bravo, give that man a lolly!

Hilarious

^^^ This American surfer gets food stamps and doesn't work. The right-wing media had a field-day with him; you'd think all food stamp recipients were:

... living the self-described “rat life” in California.

The 29-year-old signed up for SNAP and receives $200 dollars a month in taxpayer money for food. He put it simply, “I don’t got a paycheck coming in, so I qualify.”

All he has to do is provide his birth certificate and Social Security card and fill out a form once a year.

In 1996, if you were an able adult with no family, you would only qualify for food stamps for three months every three years. President Obama wiped away those restrictions when he signed the 2009 stimulus bill. In 2010, the president used his regulatory powers to extend the suspension of the welfare-to-work requirements.

Greenslate is trained to be a recording engineer, but he told Roberts he has no paycheck because holding down a steady job isn’t for him.

So, it was off to the gourmet section of the grocery store, as Greenslate purchased sushi and lobster with his EBT card. “All paid for by our wonderful tax dollars,” he said, telling Roberts that’s what he typically buys.

“This is the way I want to live and I don’t really see anything changing,” Greenslate said. “It’s free food; it’s awesome.”

http://nation.foxnews.com/2013/08/12/watch-unabashed-surfer-receiving-food-stamps-buy-sushi-and-avoid-work

So if all welfare recipients are Jason Greenslate, I submit that all conservatives are exactly like New Jersey conservative small-town mayor Chris Meyers, pictured here:



Yes! This single example proves that every conservative in the world:

... is here to fill the weekly news slot reserved for the outing of one or another garden variety self-loathing, escort-loving closeted Republican politician with a weak claim that he is totally clueless as to how a California rentboy got all those photos of Myers and his magical Superman-sized briefs asleep in a hotel bed (along with pictures of his IDs and his cell phone number). Or, uh, Photoshop maybe? Probably it was the terrorists with their Photoshop.

http://wonkette.com/455082/nj-gop-mayor-has-no-idea-how-rentboy-got-sexy-pictures-of-him

Ben_Reilly wrote:

^^^ This American surfer gets food stamps and doesn't work. The right-wing media had a field-day with him; you'd think all food stamp recipients were:

... living the self-described “rat life” in California.

The 29-year-old signed up for SNAP and receives $200 dollars a month in taxpayer money for food. He put it simply, “I don’t got a paycheck coming in, so I qualify.”

All he has to do is provide his birth certificate and Social Security card and fill out a form once a year.

In 1996, if you were an able adult with no family, you would only qualify for food stamps for three months every three years. President Obama wiped away those restrictions when he signed the 2009 stimulus bill. In 2010, the president used his regulatory powers to extend the suspension of the welfare-to-work requirements.

Greenslate is trained to be a recording engineer, but he told Roberts he has no paycheck because holding down a steady job isn’t for him.

So, it was off to the gourmet section of the grocery store, as Greenslate purchased sushi and lobster with his EBT card. “All paid for by our wonderful tax dollars,” he said, telling Roberts that’s what he typically buys.

“This is the way I want to live and I don’t really see anything changing,” Greenslate said. “It’s free food; it’s awesome.”

http://nation.foxnews.com/2013/08/12/watch-unabashed-surfer-receiving-food-stamps-buy-sushi-and-avoid-work

So if all welfare recipients are Jason Greenslate, I submit that all conservatives are exactly like New Jersey conservative small-town mayor Chris Meyers, pictured here:



Yes! This single example proves that every conservative in the world:

... is here to fill the weekly news slot reserved for the outing of one or another garden variety self-loathing, escort-loving closeted Republican politician with a weak claim that he is totally clueless as to how a California rentboy got all those photos of Myers and his magical Superman-sized briefs asleep in a hotel bed (along with pictures of his IDs and his cell phone number). Or, uh, Photoshop maybe? Probably it was the terrorists with their Photoshop.

http://wonkette.com/455082/nj-gop-mayor-has-no-idea-how-rentboy-got-sexy-pictures-of-him

   

Hardly Ben, there are very genuine people out there and like here people make mistakes in making unfounded accusations, that does not excuse though the ones that do take advantage and will admit they are a minority of those claiming, but to base your view on one story is as bad as someone basing the reverse with ones who take the piss, just the same argument in reverses

Which is exactly my point.

BigAndy9 wrote:26th December 2013

A single mother-of-two who lives on benefits used payouts from eight payday loan companies so her children could have a special Christmas.


Unemployed Katie McGill borrowed £1,690 from the controversial firms and will have start paying back £3,000 from January 2.


The 28-year-old from Devizes, Wiltshire, took out the loans of between £80 and £380 to buy 'hundreds' of presents for her children, but now fears she will not be able to provide for them when she tries to cover the repayments.

She bought a bike, a TV and a DVD player for both Mya-Renee, three, and Calvin, eight, and took them for a meal.

The jobless mother said: 'There were hundreds of presents under the tree. Their gran passed away this year so it was nice to be able to treat them.

'They got loads of computer games for their Xbox, they got a new TV and DVD player each, new bikes and loads more.'

She will try and make the repayments with the £70 a week she has leftover after she has covered other bills.


But she is worried she will be unable to buy basic necessities for her children and has blamed Wonga for getting her into 'one big, messy, circle'.


'When I start paying back the loans I won't be able to pay the bills or buy food and drink and basic necessities.


'Then I'll start taking out more loans and it will just be one big, messy, circle.'



A spokesman for Wonga said it is not possible to take out multiple Wonga loans at once - you have to pay off a Wonga loan in full before being eligible to take out another.


Read more: http://www.dailymail.co.uk/news/article-2529393/Unemployed-mother-two-borrows-1-700-EIGHT-payday-loan-companies-buy-hundreds-Christmas-presents-children-says-pay-back.html#ixzz2oaX7t9mL

Two bullets to her head to ensure life extinct.Take the kids into care & in two years time they have forgotten all about her...Problem solved.

Ben_Reilly wrote:Which is exactly my point.

Which I agree on, never said otherwise, my point has always been on people managing their money.

Shady wrote:

BigAndy9 wrote:26th December 2013

A single mother-of-two who lives on benefits used payouts from eight payday loan companies so her children could have a special Christmas.


Unemployed Katie McGill borrowed £1,690 from the controversial firms and will have start paying back £3,000 from January 2.


The 28-year-old from Devizes, Wiltshire, took out the loans of between £80 and £380 to buy 'hundreds' of presents for her children, but now fears she will not be able to provide for them when she tries to cover the repayments.

She bought a bike, a TV and a DVD player for both Mya-Renee, three, and Calvin, eight, and took them for a meal.

The jobless mother said: 'There were hundreds of presents under the tree. Their gran passed away this year so it was nice to be able to treat them.

'They got loads of computer games for their Xbox, they got a new TV and DVD player each, new bikes and loads more.'

She will try and make the repayments with the £70 a week she has leftover after she has covered other bills.


But she is worried she will be unable to buy basic necessities for her children and has blamed Wonga for getting her into 'one big, messy, circle'.


'When I start paying back the loans I won't be able to pay the bills or buy food and drink and basic necessities.


'Then I'll start taking out more loans and it will just be one big, messy, circle.'



A spokesman for Wonga said it is not possible to take out multiple Wonga loans at once - you have to pay off a Wonga loan in full before being eligible to take out another.


Read more: http://www.dailymail.co.uk/news/article-2529393/Unemployed-mother-two-borrows-1-700-EIGHT-payday-loan-companies-buy-hundreds-Christmas-presents-children-says-pay-back.html#ixzz2oaX7t9mL

Two bullets to her head to ensure life extinct.Take the kids into care & in two years time they have forgotten all about her...Problem solved.

..two bullets to the head for overspending on her kids Christmas , take kids into care (probably be abused) and the problem is solved ...not much different to how folk are treated under this coalition is it?

Joy Division wrote:

Shady wrote:

Two bullets to her head to ensure life extinct.Take the kids into care & in two years time they have forgotten all about her...Problem solved.

..two bullets to the head for overspending on her kids Christmas , take kids into care (probably be abused) and the problem is solved ...not much different to how folk are treated under this coalition is it?

And it was all caused by the lefties taking the moral high ground when all they have are the morals of dog whoring prostitutes.

So murder her because she wanted to provide her kids a great Christmas? Do all conservatives believe that those who don't have good money management skills should be summarily executed?

Ben_Reilly wrote:So murder her because she wanted to provide her kids a great Christmas? Do all conservatives believe that those who don't have good money management skills should be summarily executed?

..it's utterly ridiculous Ben, but this truly is the mindset of many of them ,I'm not saying all, but several indeed.
It often seems that only RW people are allowed to make mistakes and sneer at the lesser well off from their ivory towers, ridiculous.

Ben_Reilly wrote:So murder her because she wanted to provide her kids a great Christmas? Do all conservatives believe that those who don't have good money management skills should be summarily executed?

This is an extreme case Ben although she doesn't deserve to die     

This is beyond poor money management skills however, this is reckless spending unnecessarily.  A three year old does not need a TV and DVD player, a three year old needs time and love.  These are young children, the excessive spending is more about the Mum than her kids unfortunately  

Shady wrote:

Joy Division wrote:


..two bullets to the head for overspending on her kids Christmas , take kids into care (probably be abused) and the problem is solved ...not much different to how folk are treated under this coalition is it?

And it was all caused by the lefties taking the moral high ground when all they have are  the morals of dog whoring prostitutes.

Shady!
I wish you wouldnt sit on the fence so   

NemsAgain wrote:

Shady wrote:

And it was all caused by the lefties taking the moral high ground when all they have are  the morals of dog whoring prostitutes.

Shady!
I wish you wouldnt sit on the fence so   

Careful  

feelthelove wrote:

NemsAgain wrote:

Shady!
I wish you wouldnt sit on the fence so   

Careful  

Oy watch where you are poking me!

Shady wrote:

Joy Division wrote:


..two bullets to the head for overspending on her kids Christmas , take kids into care (probably be abused) and the problem is solved ...not much different to how folk are treated under this coalition is it?

And it was all caused by the lefties taking the moral high ground when all they have are  the morals of dog whoring prostitutes.

..Aw, your so cute when your angry!

Ben_Reilly wrote:So murder her because she wanted to provide her kids a great Christmas? Do all conservatives believe that those who don't have good money management skills should be summarily executed?

Good afternoon Ben.

I don't know because I'm not a Conservative party supporter.

Joy Division wrote:

Ben_Reilly wrote:So murder her because she wanted to provide her kids a great Christmas? Do all conservatives believe that those who don't have good money management skills should be summarily executed?

..it's utterly ridiculous Ben, but this truly is the mindset of many of them ,I'm not saying all, but several indeed.
It often seems that only RW people are allowed to make mistakes and sneer at the lesser well off from their ivory towers, ridiculous.

JD your posts don't count for f--k all because you take drugs in front of your kids.

NemsAgain wrote:

Shady wrote:

And it was all caused by the lefties taking the moral high ground when all they have are  the morals of dog whoring prostitutes.

Shady!
I wish you wouldnt sit on the fence so   

Good afternoon Nemsagain.

I know what you mean & I promise to go on a decision making course ASAP  

Joy Division wrote:

Shady wrote:

And it was all caused by the lefties taking the moral high ground when all they have are  the morals of dog whoring prostitutes.

..Aw, your  so cute when your angry!

Anger isn't really in my emotions department.

Shady wrote:

Joy Division wrote:

..it's utterly ridiculous Ben, but this truly is the mindset of many of them ,I'm not saying all, but several indeed.
It often seems that only RW people are allowed to make mistakes and sneer at the lesser well off from their ivory towers, ridiculous.

JD your posts don't count for f--k all because you take drugs in front of your kids.

..where is this evidence Shady?...Flap Central ?