One Of Britain's Scroungers

26th December 2013

A single mother-of-two who lives on benefits used payouts from eight payday loan companies so her children could have a special Christmas.


Unemployed Katie McGill borrowed £1,690 from the controversial firms and will have start paying back £3,000 from January 2.


The 28-year-old from Devizes, Wiltshire, took out the loans of between £80 and £380 to buy 'hundreds' of presents for her children, but now fears she will not be able to provide for them when she tries to cover the repayments.

She bought a bike, a TV and a DVD player for both Mya-Renee, three, and Calvin, eight, and took them for a meal.

The jobless mother said: 'There were hundreds of presents under the tree. Their gran passed away this year so it was nice to be able to treat them.

'They got loads of computer games for their Xbox, they got a new TV and DVD player each, new bikes and loads more.'

She will try and make the repayments with the £70 a week she has leftover after she has covered other bills.


But she is worried she will be unable to buy basic necessities for her children and has blamed Wonga for getting her into 'one big, messy, circle'.


'When I start paying back the loans I won't be able to pay the bills or buy food and drink and basic necessities.


'Then I'll start taking out more loans and it will just be one big, messy, circle.'



A spokesman for Wonga said it is not possible to take out multiple Wonga loans at once - you have to pay off a Wonga loan in full before being eligible to take out another.


Read more: http://www.dailymail.co.uk/news/article-2529393/Unemployed-mother-two-borrows-1-700-EIGHT-payday-loan-companies-buy-hundreds-Christmas-presents-children-says-pay-back.html#ixzz2oaX7t9mL

BigAndy9 wrote:26th December 2013

A single mother-of-two who lives on benefits used payouts from eight payday loan companies so her children could have a special Christmas.


Unemployed Katie McGill borrowed £1,690 from the controversial firms and will have start paying back £3,000 from January 2.


The 28-year-old from Devizes, Wiltshire, took out the loans of between £80 and £380 to buy 'hundreds' of presents for her children, but now fears she will not be able to provide for them when she tries to cover the repayments.

She bought a bike, a TV and a DVD player for both Mya-Renee, three, and Calvin, eight, and took them for a meal.

The jobless mother said: 'There were hundreds of presents under the tree. Their gran passed away this year so it was nice to be able to treat them.

'They got loads of computer games for their Xbox, they got a new TV and DVD player each, new bikes and loads more.'

She will try and make the repayments with the £70 a week she has leftover after she has covered other bills.


But she is worried she will be unable to buy basic necessities for her children and has blamed Wonga for getting her into 'one big, messy, circle'.


'When I start paying back the loans I won't be able to pay the bills or buy food and drink and basic necessities.


'Then I'll start taking out more loans and it will just be one big, messy, circle.'



A spokesman for Wonga said it is not possible to take out multiple Wonga loans at once - you have to pay off a Wonga loan in full before being eligible to take out another.


Read more: http://www.dailymail.co.uk/news/article-2529393/Unemployed-mother-two-borrows-1-700-EIGHT-payday-loan-companies-buy-hundreds-Christmas-presents-children-says-pay-back.html#ixzz2oaX7t9mL

..indeed that is very irresponsible Andy, I can see partly WHY she would want to do that...for her kids, but she has bitten off way more than she's could chew, I hope she can afford the payments by coming to some kind of deal with the loan companies...and I hope she learns from this.

Firms like Wonger shouldn't be allowed to operate, they prey on the poor and vulnerable and charge criminal rates of APR.

They have been hauled over the coals recently by a parliamentary committee.

A typical example of someone living beyond their means, and probably one of them that will have to now use a food bank.

'When I start paying back the loans I won't be able to pay the bills or buy food and drink and basic necessities.



She could have still have given her kids a good Christmas on a couple of hundred pounds, even less than that.

I have no sympathy for her at all.

Costa wrote:A typical example of someone living beyond their means, and probably one of them that will have to now use a food bank.

'When I start paying back the loans I won't be able to pay the bills or buy food and drink and basic necessities.



She could have still have given her kids a good Christmas on a couple of hundred pounds, even less than that.

I have no sympathy for her at all.

Hi Costa

It is a fine example of what we have been taking about, but for some reason I am being told I am ignoring the facts and is the above the facts I am ignoring or saying?

Now, where have I heard you saying that one person doesn't show what is happening to a whole load of people?

PhilDidge wrote:

Costa wrote:A typical example of someone living beyond their means, and probably one of them that will have to now use a food bank.

'When I start paying back the loans I won't be able to pay the bills or buy food and drink and basic necessities.



She could have still have given her kids a good Christmas on a couple of hundred pounds, even less than that.

I have no sympathy for her at all.

Hi Costa

It is a fine example of what we have been taking about, but for some reason I am being told I am ignoring the facts and is the above the facts I am ignoring or saying?

Hi Didge

Quite, the above is the facts that you/I have been saying all along. People who are irresponsible with money and then have to go cap in hand to a food bank, when it could have all been avoidable, if only they were more careful with their money.

One person that the Daily Wail managed to dig out LOL

Of course you would jump on it against all the other evidence that its not people like that in trouble.

Costa wrote:

PhilDidge wrote:


Hi Costa

It is a fine example of what we have been taking about, but for some reason I am being told I am ignoring the facts and is the above the facts I am ignoring or saying?

Hi Didge

Quite, the above is the facts that you/I have been saying all along. People who are irresponsible with money and then have to go cap in hand to a food bank, when it could have all been avoidable, if only they were more careful with their money.

Exactly, now this won;t be the case with everyone, but with many it will be, it shows the view that I have been saying that people are placing material objects over what is more important for the family, food on the table and the bills to pay!
She was in the wrong and people will still deny the evidence

So next time, on a board not far from here, in a place beyond reason, you say that you can't judge people by one, they will fall about laughing and point you to this thread. Stupid boy!

Sassy wrote:So next time, on a board not far from here, in a place beyond reason, you say that you can't judge people by one, they will fall about laughing and point you to this thread.   Stupid boy!

It is a fine example, of which 2 have been posted now of the same mentality of people living beyond their means, plus I see this daily in life with people and those who deny this are clearly sticking their heads in the sand and millions are in debt, so it seems you are the one that does not like the facts as per usual!

Oh dear dear me Didge, you really can't see what you are setting yourself up for in a land far away. Oh dear, how terrible sad. That's the knight in shining armour bit shot down, how will your self esteem cope. You really are not very bright.

     

Sassy wrote:Oh dear dear me Didge, you really can't see what you are setting yourself up for in a land far away.   Oh dear, how terrible sad.   That's the knight in shining armour bit shot down, how will your self esteem cope.   You really are not very bright.

     

That made no sense in fact it just made me laugh, oh well, more posts about me as per usual, all sassy can offer the debate

 :D 

Of course it made no sense to you, you'd have to have a brain and be able to relate one thing to another. Goes right over your head. It won't though when this is pointed out to you on another board.

Sassy wrote:Of course it made no sense to you, you'd have to have a brain and be able to relate one thing to another.   Goes right over your head.   It won't though when this is pointed out to you on another board.

More posts about me and none on the debate again, hilarious.

 :D 

PhilDidge wrote:

Sassy wrote:Oh dear dear me Didge, you really can't see what you are setting yourself up for in a land far away.   Oh dear, how terrible sad.   That's the knight in shining armour bit shot down, how will your self esteem cope.   You really are not very bright.

     

That made no sense in fact it just made me laugh, oh well, more posts about me as per usual, all sassy can offer the debate

 :D 

Thats a tad rich Didge, what with your diversionary tactics and accusations of Irn.

Joy Division wrote:

PhilDidge wrote:


That made no sense in fact it just made me laugh, oh well, more posts about me as per usual, all sassy can offer the debate

 :D 

Thats a tad rich Didge, what with your diversionary tactics and accusations of Irn.

diversionary tactics did you say after you lying saying I want people to starve and other falsehoods Joy?

So you don't agree with the changes in benefit that leave people hungry?

You not wanting them to starve an all.

PhilDidge wrote:

Joy Division wrote:

Thats a tad rich Didge, what with your diversionary tactics and accusations of Irn.

diversionary tactics did you say after you lying saying I want people to starve and other falsehoods Joy?

..would you say your post in general are in support of the low paid and unemployed Didge?....

I probably will not have a simple yes or no answer to this simple question ...as usual.

Joy Division wrote:

PhilDidge wrote:

diversionary tactics did you say after you lying saying I want people to starve and other falsehoods Joy?

..would you say tour post in general are in support of the low paid and unemployed Didge?....

I probably will not have a simple yes or no answer to this simple question ...as usual.

My posts are explanations to problems today with people and debt, I did not make labels, you did, I support those on poor incomes to have a living wage and plenty of other things too I support. Sadly your wee brain does not understand the difference between a reason behind a problem than me wanting people to be helped out of poverty, which again goes over your head

Oh Didge, Didge, Didge. You can't think that and be a Tory dear boy, the two are incompatible. lol

Sassy wrote:One person that the Daily Wail managed to dig out LOL

Of course you would jump on it against all the other evidence that its not people like that in trouble.  

One person the Daily Mail dug out or one person whose story we have before she goes to the food banks and is the poster girl for the "I'm Against The Nasty Party Brigade"?

Also, she probably went to them.

Costa wrote:A typical example of someone living beyond their means, and probably one of them that will have to now use a food bank.

'When I start paying back the loans I won't be able to pay the bills or buy food and drink and basic necessities.



She could have still have given her kids a good Christmas on a couple of hundred pounds, even less than that.

I have no sympathy for her at all.

She could have explained to them that they have no money and she loves them very much and taken them to the park - they'd remember that more than anything when they're older.

@PhilD
This is actually a perfect case of what I was talking about in the other thread,
.....

The Woman is obviously 'not very bright' she does not actually have the mental capacity to resist the barrage of advertisement that proclaims 'your kids need stuff for Christmas'. The psychological assault to get her to believe her Children NEED those things was designed by people Much smarter than her and has been refined over decades to make it almost impossible for people of her capacity to resist, Keep in mind advertisers are now looking at trying to convince smarter than average people because they have pretty much mastered controlling the dummies.

She could have explained to them that they have no money and she loves them very much and taken them to the park - they'd remember that more than anything when they're older.

She could have but I would suggest that actually requires a reasonably strong mental constitution to look your children in the eyes and tell them that on Christmas morning. there is a reasonable proportion of the population that does not have that capacity, not in the face of 'Consumer Christmas' Saturation in any shopping centre you go near, you wont even escape it in your own home as the TV will make sure there it is put into your mind at least 4 times an hour.

Hooray for someone who understands what is happening. On one hand you have businesses using psychiatrists to tell them the best way of influencing people and on the other you have Tories telling them its all their own fault, but its the Tories' mates in business who are getting them brainwashed in the first place, and spending a fortune doing it.

You're right, that is happening (not the Tory part - that's just bloody childish, again).

But should I pay for it?

Costa wrote:

PhilDidge wrote:


Hi Costa

It is a fine example of what we have been taking about, but for some reason I am being told I am ignoring the facts and is the above the facts I am ignoring or saying?

Hi Didge

Quite, the above is the facts that you/I have been saying all along. People who are irresponsible with money and then have to go cap in hand to a food bank, when it could have all been avoidable, if only they were more careful with their money.

Hi Costa, surely you are not saying it is solely people who have taken out loans who need to use a food bank?

veya_victaous wrote:@PhilD
This is actually a perfect case of what I was talking about in the other thread,
.....

The Woman is obviously 'not very bright' she does not actually have the mental capacity to resist the barrage of advertisement that proclaims 'your kids need stuff for Christmas'. The psychological assault to get her to believe her Children NEED those things was designed by people Much smarter than her and has been refined over decades to make it almost impossible for people of her capacity to resist, Keep in mind advertisers are now looking at trying to convince smarter than average people because they have pretty much mastered controlling the dummies.

She could have explained to them that they have no money and she loves them very much and taken them to the park - they'd remember that more than anything when they're older.

She could have but I would suggest that actually requires a reasonably strong mental constitution to look your children in the eyes and tell them that on  Christmas morning. there is a reasonable proportion of the population that does not have that capacity, not in the face of 'Consumer Christmas' Saturation in any shopping centre you go near, you wont even escape it in your own home as the TV will make sure there it is put into your mind at least 4 times an hour.

..a very good post indeed, some people do not poses proper everyday living skills and actually need help on things like that, as you say, advertising and society has not helped people , some people do indeed need help to develop coping strategies and the pressure is in parents more than ever to buy the latest designer gear for their kids as the kids are vulnerable to bullying should they go back to school without this designer gear and latest technology like phones etc.

veya_victaous wrote:@PhilD
This is actually a perfect case of what I was talking about in the other thread,
.....

The Woman is obviously 'not very bright' she does not actually have the mental capacity to resist the barrage of advertisement that proclaims 'your kids need stuff for Christmas'. The psychological assault to get her to believe her Children NEED those things was designed by people Much smarter than her and has been refined over decades to make it almost impossible for people of her capacity to resist, Keep in mind advertisers are now looking at trying to convince smarter than average people because they have pretty much mastered controlling the dummies.

She could have explained to them that they have no money and she loves them very much and taken them to the park - they'd remember that more than anything when they're older.

She could have but I would suggest that actually requires a reasonably strong mental constitution to look your children in the eyes and tell them that on  Christmas morning. there is a reasonable proportion of the population that does not have that capacity, not in the face of 'Consumer Christmas' Saturation in any shopping centre you go near, you wont even escape it in your own home as the TV will make sure there it is put into your mind at least 4 times an hour.

..a very good post indeed, some people do not poses proper everyday living skills and actually need help on things like that, as you say, advertising and society has not helped people , some people do indeed need help to develop coping strategies and the pressure is in parents more than ever to buy the latest designer gear for their kids as the kids are vulnerable to bullying should they go back to school without this designer gear and latest technology like phones etc.

Costa wrote:

PhilDidge wrote:


Hi Costa

It is a fine example of what we have been taking about, but for some reason I am being told I am ignoring the facts and is the above the facts I am ignoring or saying?

Hi Didge

Quite, the above is the facts that you/I have been saying all along. People who are irresponsible with money and then have to go cap in hand to a food bank, when it could have all been avoidable, if only they were more careful with their money.

Hi Costa again!...don't mean to offend you here!, but as Sphinx made a ridiculous statement the other day to the effect of....

People should sell all their belongings and furniture before turning to dole for money!!...did you or Didge sell everything, like computers , sofa, telly, etc etc?..before applying for dole money while you were on it?

My guess is no, but I could be wrong , what do you think of Sphinx's ridiculous statement?, if folk sold all their furniture before applying for dole money then they would have to go without necessities and start over again...I mean like beds, sofa, fridge , freezer, fire etc etc...

The woman is positively cookoo , and I don't believe for a second she would sell all her furniture before applying for dole money.

veya_victaous wrote:@PhilD
This is actually a perfect case of what I was talking about in the other thread,
.....

The Woman is obviously 'not very bright' she does not actually have the mental capacity to resist the barrage of advertisement that proclaims 'your kids need stuff for Christmas'. The psychological assault to get her to believe her Children NEED those things was designed by people Much smarter than her and has been refined over decades to make it almost impossible for people of her capacity to resist, Keep in mind advertisers are now looking at trying to convince smarter than average people because they have pretty much mastered controlling the dummies.


She could have but I would suggest that actually requires a reasonably strong mental constitution to look your children in the eyes and tell them that on  Christmas morning. there is a reasonable proportion of the population that does not have that capacity, not in the face of 'Consumer Christmas' Saturation in any shopping centre you go near, you wont even escape it in your own home as the TV will make sure there it is put into your mind at least 4 times an hour.

Sorry veya, this has nothing to do with intelligence but how people are and as seen living beyond their means, it is like an addiction, where they think they can afford something but in reality they cannot and live week to week on their money. I see this all the time with people and there is no escaping this fact. Many will place objects they feel are a necessity when in reality they are not and that is the ethos that has grown around people today which as seen people are ignoring a growing problem. Of course advertisers will play to the market, but children and adults are growing up with the misconception they need many things that are not a necessity in the first place, it has everything to do with peer pressure.

The reality is too many people today are weak willed when it comes to doing what is actually right and many are placing themselves into these situations, when if they were sensible they would not, There is no point trying to deny this happens, hence my point to Vintage how education is the way forward, we have become very much a materialistic society

Joy Division wrote:

Costa wrote:

Hi Didge

Quite, the above is the facts that you/I have been saying all along. People who are irresponsible with money and then have to go cap in hand to a food bank, when it could have all been avoidable, if only they were more careful with their money.

Hi Costa again!...don't mean to offend you here!, but as Sphinx made a ridiculous statement the other day to the effect of....

People should sell all their belongings and furniture before turning to dole for money!!...did you or Didge sell  everything, like computers , sofa, telly, etc etc?..before applying for dole money while you were on it?

My guess is no, but I could be wrong , what do you think of Sphinx's ridiculous statement?, if folk sold all their furniture before applying for dole money then they would have to go without necessities and start over again...I mean like beds, sofa, fridge , freezer, fire etc etc...

The woman is positively cookoo , and I don't believe for a second she would sell all her furniture before applying for dole money.

I have never been on the dole and you are ignoring the fact many people are in fact like this woman Joy.

Some people are like this woman, who obviously isn't very intelligent. The huge majority are not.

BigAndy9 wrote:26th December 2013

A single mother-of-two who lives on benefits used payouts from eight payday loan companies so her children could have a special Christmas.


Unemployed Katie McGill borrowed £1,690 from the controversial firms and will have start paying back £3,000 from January 2.


The 28-year-old from Devizes, Wiltshire, took out the loans of between £80 and £380 to buy 'hundreds' of presents for her children, but now fears she will not be able to provide for them when she tries to cover the repayments.

She bought a bike, a TV and a DVD player for both Mya-Renee, three, and Calvin, eight, and took them for a meal.

The jobless mother said: 'There were hundreds of presents under the tree. Their gran passed away this year so it was nice to be able to treat them.

'They got loads of computer games for their Xbox, they got a new TV and DVD player each, new bikes and loads more.'

She will try and make the repayments with the £70 a week she has leftover after she has covered other bills.


But she is worried she will be unable to buy basic necessities for her children and has blamed Wonga for getting her into 'one big, messy, circle'.


'When I start paying back the loans I won't be able to pay the bills or buy food and drink and basic necessities.


'Then I'll start taking out more loans and it will just be one big, messy, circle.'



A spokesman for Wonga said it is not possible to take out multiple Wonga loans at once - you have to pay off a Wonga loan in full before being eligible to take out another.


Read more: http://www.dailymail.co.uk/news/article-2529393/Unemployed-mother-two-borrows-1-700-EIGHT-payday-loan-companies-buy-hundreds-Christmas-presents-children-says-pay-back.html#ixzz2oaX7t9mL

A TV and DVD player for a 3 year old I didn't spend anywhere near that kind of money on the whole of Christmas including presents for my entire family and friends.  

Incredibly irresponsible, particularly as it'll be those children who suffer in the long run when Mum can't afford to clothe or feed them over the next 12 months.

Yes, advertising, society, the loan companies play a part but at the end of the day, just because you are on benefits or short of money doesn't mean you're foolish or have no common sense.  At some point you have to accept personal responsibility for your own actions  

Kids of that age need love, time, attention and security; not the latest game console.

Stupid reckless woman!

It has nothing to do with intelligence, many people are intelligent but intelligence is varied on what a person understands and many people are poor in managing their finance, which is not helped by such easy access to credit.
Again the level of people in debt proves this very much so and what is poor is people are trying to ignore this problem

Blah blah blah blah.   the level of people in debt is because they don't have enough money coming in to cover essentials and live hand to mouth because the cost of living has shot up while wages have gone down.

PhilDidge wrote:

Joy Division wrote:


Hi Costa again!...don't mean to offend you here!, but as Sphinx made a ridiculous statement the other day to the effect of....

People should sell all their belongings and furniture before turning to dole for money!!...did you or Didge sell  everything, like computers , sofa, telly, etc etc?..before applying for dole money while you were on it?

My guess is no, but I could be wrong , what do you think of Sphinx's ridiculous statement?, if folk sold all their furniture before applying for dole money then they would have to go without necessities and start over again...I mean like beds, sofa, fridge , freezer, fire etc etc...

The woman is positively cookoo , and I don't believe for a second she would sell all her furniture before applying for dole money.

I have never been on the dole and you are ignoring the fact many people are in fact like this woman Joy.

No I'm not Didge, I have acknowledged there are people who are not in the right frame of mind to manage their finances, but you imply often that it is the whole 11million people in debt who are to blame for this country's mess.

You did earlier say you lived through hard times, I just assumed if they were that hard you would have been claiming dole, sorry if I got that bit wrong Didge.

Sassy wrote:Blah blah blah blah.   the level of people in debt is because they don't have enough money coming in to cover essentials and live hand to mouth because the cost of living has shot up while wages have gone down.

..absolutely fucking spot on Sassy...the truth does not register with Didge though.

Sassy wrote:Blah blah blah blah.   the level of people in debt is because they don't have enough money coming in to cover essentials and live hand to mouth because the cost of living has shot up while wages have gone down.

balderdash, if that was the case double that figure would be in debt, but as seen this is not the case, always the fucking same with lefties, ignore the blatant evidence when it is even smacking them in the face with it.
The evidence is stacked in my favour, I suggest you get over that Stasi

Only if you ignore the real evidence and just have the stuff that is in your own head.

Ta ta for now

Joy Division wrote:

PhilDidge wrote:


I have never been on the dole and you are ignoring the fact many people are in fact like this woman Joy.

No I'm not Didge, I have acknowledged there are people who are not in the right frame of mind to manage their finances, but you imply often that it is the whole 11million people in debt who are to blame for this country's mess.

You did earlier say you lived through hard times, I just assumed if they were that hard you would have been claiming dole, sorry if I got that bit wrong Didge.

I never said any were to blame for the economy, I said they have to take some responsibility for their own financial situation and yes I did live through hard times growing up and my parents made sacrifices and did not but things they did not need.
Sorry but there are many excuses for the reality that is happening, that many people live beyond their means, as many others do not, which means, the problem is very much down to individuals Joy

Joy Division wrote:

Costa wrote:

Hi Didge

Quite, the above is the facts that you/I have been saying all along. People who are irresponsible with money and then have to go cap in hand to a food bank, when it could have all been avoidable, if only they were more careful with their money.

Hi Costa again!...don't mean to offend you here!, but as Sphinx made a ridiculous statement the other day to the effect of....

People should sell all their belongings and furniture before turning to dole for money!!...did you or Didge sell  everything, like computers , sofa, telly, etc etc?..before applying for dole money while you were on it?

My guess is no, but I could be wrong , what do you think of Sphinx's ridiculous statement?, if folk sold all their furniture before applying for dole money then they would have to go without necessities and start over again...I mean like beds, sofa, fridge , freezer, fire etc etc...

The woman is positively cookoo , and I don't believe for a second she would sell all her furniture before applying for dole money.

I agree, I think that is ridiculous to suggest such a thing!

Anyway JD, you are wanted over there, I see .... you and a couple of others

http://www.adifferentopinion.net/forum1/showthread.php?tid=80

PhilDidge wrote:

Joy Division wrote:


No I'm not Didge, I have acknowledged there are people who are not in the right frame of mind to manage their finances, but you imply often that it is the whole 11million people in debt who are to blame for this country's mess.

You did earlier say you lived through hard times, I just assumed if they were that hard you would have been claiming dole, sorry if I got that bit wrong Didge.

I never said any were to blame for the economy, I said they have to take some responsibility for their own financial situation and yes I did live through hard times growing up and my parents made sacrifices and did not but things they did not need.
Sorry but there are many excuses for the reality that is happening, that many people live beyond their means, as many others do not, which means, the problem is very much down to individuals Joy

..and I agreed some are irresponsible Didge, bit most of us at some point in our lives have behaved irresponsibly Didge, so it's not ok to make mistakes then?...

But all you talk about are these 11 million or so people who have debts Didge, that is not the sole reason why this country is in such a mess, try looking at the government for a lot of the blame, plunging poor people further into poverty with theses OTT austerity measures.

posted in error

Thanks sexy

Sassy wrote:Blah blah blah blah.   the level of people in debt is because they don't have enough money coming in to cover essentials and live hand to mouth because the cost of living has shot up while wages have gone down.

Nonsense, I was never in debt to help cover the essentials and have never lived hand to mouth whilst on benefits or a low income.

And there is plenty more like me.

Didge you posted on the wrong thread.

PhilDidge wrote:

Sassy wrote:So next time, on a board not far from here, in a place beyond reason, you say that you can't judge people by one, they will fall about laughing and point you to this thread.   Stupid boy!

It is a fine example, of which 2 have been posted now of the same mentality of people living beyond their means, plus I see this daily in life with people and those who deny this are clearly sticking their heads in the sand and millions are in debt, so it seems you are the one that does not like the facts as per usual!

I need only say two words:

Association Fallacy

  

Loki wrote:

PhilDidge wrote:


It is a fine example, of which 2 have been posted now of the same mentality of people living beyond their means, plus I see this daily in life with people and those who deny this are clearly sticking their heads in the sand and millions are in debt, so it seems you are the one that does not like the facts as per usual!

I need only say two words:

Association Fallacy

  

  


Very funny I will give you that but I never said all, I said many people Loki, good effort mind, and again I see this with people daily.
So tell me out of people you know, do any live beyond their means, an honest answer here if you would be so kind?

Joy Division wrote:

PhilDidge wrote:


I never said any were to blame for the economy, I said they have to take some responsibility for their own financial situation and yes I did live through hard times growing up and my parents made sacrifices and did not but things they did not need.
Sorry but there are many excuses for the reality that is happening, that many people live beyond their means, as many others do not, which means, the problem is very much down to individuals Joy

..and I agreed some are irresponsible Didge, bit most of us at some point in our lives have behaved irresponsibly Didge, so it's not ok to make mistakes then?...

But all you talk about are these 11 million or so people who have debts Didge, that is not the sole reason why this country is in such a mess, try looking at the government for a lot of the blame, plunging poor people further into poverty with theses OTT austerity measures.

But you can't just blame this country's government. The US hasn't embraced austerity, and now they're scrapping assistance totally for the long term unemployed in the next few weeks. I'll check the details and post them here. This is what happens when you let debt spiral out of control. Surely it's better to have a bit less than to have nothing at all!

But it's the whole system that's wrong. It needs a semi-global people's revolt. Take over the banks and wipe out all debt. Look to the Iceland model.